Capital Gains Tax on Selling Your Family Home in 2026
The home sale exclusion has sat at $250,000 and $500,000 since 1997. Here is how long-time owners can tell whether they will owe, and what to gather before the sale.
Midlife Simplicity
Author
Property Editor
20+ years experience
Helen spent two decades on the selling side of the property market, much of it helping long-time owners sell the house they raised a family in. That work taught her that most of the stress in a sale comes from doing things in the wrong order, not from the market itself. At Midlife Simplicity she writes about pricing, what to fix and what to leave, reading an agent's valuation, and the choice between apartments, townhouses and single-storey homes. She is careful to say where local rules and costs differ, and when it is worth paying a professional.
The home sale exclusion has sat at $250,000 and $500,000 since 1997. Here is how long-time owners can tell whether they will owe, and what to gather before the sale.
Helen Ward · · 8 min read
Small, visible repairs and a thorough clean often help a sale more than big projects. Here is where to spend your time and money before the photos are taken, and where to save it.
Helen Ward · · 7 min read
Each smaller home trades something for something else: stairs for garden, privacy for convenience. Here is how the three most common choices compare for the decades ahead.
Helen Ward · · 4 min read
Invite three agents, ask for the evidence behind each valuation and read the contract terms closely. A calm, step-by-step way to choose who sells the home you have lived in for years.
Helen Ward · · 6 min read
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